Your first home starts here
Su primera casa empieza aquí.
- Connect with a lender and get pre approved
- Tour homes that fit your budget and your family
- Inspection, appraisal and closing, explained step by step
Encontremos su hogar, juntos.
I help first time buyers and families across the whole Valley, West, Central and East, buy and sell with confidence, explaining every step in English or Spanish.

Su primera casa empieza aquí.
Venda su casa con un plan claro.
Many of my buyers thought they had to wait years. These options can make owning a home possible sooner.
Government backed loans with down payments as low as 3.5% and flexible credit guidelines.
Préstamos FHA con enganche bajo.
Arizona and local programs that can help cover your down payment and closing costs.
Ayuda para el enganche y costos de cierre.
Options for buyers who use an ITIN or have income that standard loans don't fit.
Préstamos con ITIN y opciones non QM.
Eligible veterans and service members can buy with no down payment and no monthly mortgage insurance.
Préstamos VA para veteranos.
Down payments as low as 3% for qualified first time buyers.
Préstamos convencionales.
From the West Valley to the East Valley, I help buyers and sellers all over Maricopa County. Ask me about homes, schools and new builds anywhere in the Valley.

I'm Stephanie Gonzales Villegas, a REALTOR® with PAK Home Realty. I specialize in helping first time buyers find the right home and understand every step along the way, from pre approval to closing day.
I work with FHA, down payment assistance (DPA), ITIN, VA and conventional loans. I also help investors find their next property and homeowners sell with a clear plan. I'm bilingual in English and Spanish, and I serve the West, Central, North and East Valley, all across Maricopa County.
Hablo español. Estoy aquí para ayudarle a comprar, vender o invertir.
★★★★★ 5.0 from 11 reviews on Google
“She made my parents' dream of buying a home a reality for them. She was patient with us and kept us informed as to what the next step was going to be.”Google review
“She explained everything thoroughly and was always quick to reply to any questions we had. Highly highly recommend!”Google review
“I have referred her to friends and family and they have also found their dream home.”Google review